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How Capital Credits Work
- South Central Arkansas Electric Cooperative (SCAEC) tracks each member’s energy usage and payments throughout the year
- SCAEC allocates the margins to members as capital credits based on their electricity use during the year
- SCAEC notifies members of how and when they will receive their capital credit
- At the end of the year, SCAEC completes a financial analysis and determines the amount of excess revenues, called margins
- When the co-op’s financial condition permits, the SCAEC board elects to retire or pay the capital credits